The Benefits of Health Insurance

Healthy people also need health insurance. Having a health plan helps maintain and even improve the health and well-being of you and your family. In addition, it can protect you financially in the event of an accident or illness.

Protect Your Health and Get Ready for the Unexpected

You never know when an accident or an illness may occur. That is why, according to the health reform law, almost everyone has to have health insurance and, if they do not have it, they must pay a fine.

 
When you have health insurance, your plan may pay a portion of your medical costs. In addition, you are advised to seek routine preventive care to prevent the occurrence of a disease or health condition, or to discover it at an early stage when it is usually easier to treat.

 
Health insurance costs money, but not having it could cost you much more. If uninsured, unforeseen medical needs, combined with the high costs of health care, could leave you with bulky medical bills. Health insurance coverage can help you reduce unexpected medical costs.

 
It's hard to know how much you will spend on health care per year. However, health insurance helps pay for high and unforeseen medical costs. It also helps you pay for common services, such as annual exams, recommended health screenings, and preventive care services.